Employee Benefits Overpayment Audit

Your benefits platform isn't finding this.

The average 300-person company leaks $140,000 in benefits overpayments every year. Six categories. One audit. 5–7 days.

What We Find

Six categories of benefits leaks

Every audit examines these six areas where HRIS platforms routinely allow overpayments to persist undetected.

Ghost Enrollees
Critical$62K

Benefits still active for departed employees

Ineligible Dependents
Critical$43K

Ex-spouses, over-age children on plans

Deduction / Payroll Sync Errors
High$18K

Mismatches between elections and deductions

FSA / HSA Contribution Mismatches
High$14K

Incorrect employer seed/match amounts

401(k) Over-Match Errors
Medium

Match calculated against wrong data

ACA Threshold Miscalculation
Medium

Incorrect FTE headcount calculations

Process

How it works

Two files in. One report out. No system access, no credentials, no IT involvement.

01

Send two files

Export your benefits enrollment and payroll register from your HRIS. CSV or Excel. That's it.

02

We run the audit

Our engine cross-references enrollment against payroll across all six leak categories. No system access required.

03

Receive your report

A detailed findings report with dollar amounts, affected employees, and remediation steps. Delivered in 5–7 business days.

Compatibility

Works with your existing platform

RipplingGustoADPPaychexPaycomPaylocity

$0

Avg. annual leak

300-employee company

0%

Dependents ineligible

BMI Audit Services

$0

DOL EBSA recovered FY2025

Benefit plan violations

0%

Avg. audit ROI

BMI Audit Services

Stop losing money to benefits leaks

Most companies don't know they're overpaying until someone checks. We check.