Legal
Terms of Service
Effective January 1, 2026
1. Services
BenefitLeakIQ, a product of Blue Horn Ventures LLC ("Company"), provides AI-powered employee benefits overpayment audit services. Our services are advisory only. We analyze client-provided data exports and deliver findings in a confidential report. We do not implement changes, access client systems, or execute corrections.
2. Engagement Model
Services are provided on a flat audit fee plus performance fee basis. The performance fee is calculated as a percentage of documented first-year savings identified in the audit report. Every dollar of documented savings is tied to a specific record in the report. If no savings are identified, no performance fee is owed.
3. Client Obligations
Clients are responsible for providing accurate and complete benefits enrollment and payroll register exports. BenefitLeakIQ's analysis is only as accurate as the data provided. Clients are responsible for implementing remediation actions identified in the report using their own HR team, benefits broker, and/or legal counsel.
4. Advisory Disclaimer
BenefitLeakIQ provides audit findings and remediation guidance as advisory output only. Our reports do not constitute legal, tax, or benefits administration advice. Clients should consult qualified ERISA counsel, tax advisors, and benefits professionals before implementing changes based on our findings.
5. Confidentiality
All client data and findings are treated as confidential. BenefitLeakIQ does not share client findings with any third party. Raw data exports are deleted within 30 days of engagement close upon client request.
6. Limitation of Liability
BenefitLeakIQ's total liability shall not exceed the fees paid by the client for the specific engagement giving rise to the claim. Company is not liable for indirect, incidental, or consequential damages.
7. Governing Law
These terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the state or federal courts located in Texas.
8. Contact
For questions about these terms, contact hello@benefitleakiq.com or write to Blue Horn Ventures LLC, Texas.